XFT Short-Term US Government Treasuries (USDX)

• Resource Index

• Know-Your-User: biometric humanity proof
• Public
• Tokenized securities trading
• Distribution
• Payments 1
• Payments 2
• Stablecoin payments
• Crypto payments
• Smart order routing
• Gasless swaps
• Onboarding API: Refer your customers and personal contacts to XFT and prefill signup information
• Team API: Manage users, locations, departments, and cards
• Payments API: Manage vendors and send ACH, domestic wires, and checks
• Transactions API: View your transactions, accounts, and statements
• Expenses API: View and manage card expenses data, receipt match, and receipt uploads
• Webhooks API: Send real-time notifications based on events
• Budgets API: Manage budgets and budget programs
• Travel API: View trips made in XFT Travel

API references:

• Bitpanda
• Visa
• Brex
• Circle Account
• Circle Accounts
• Circle General
• Circle General 2
• Circle Payments
• Paxos Swagger
• Paxos OpenAPI
• XFT github old api repo
• XFT website old api repo

Sequences

Payments

• 1. End User initiates ACH deposit from bank account to their account at Company.
• 2. End User authenticates bank account using Plaid.
• 3. XFT API sends the deposit details to XFT’s bank.
• 4. XFT’s bank pulls the USD from the End User’s bank into the XFT reserve account.
• 5. XFT creates new USDX and deposits into the Company’s XFT Account.

Payouts

• 1. End User initiates withdrawal of their balance with Company to their bank.
• 2. End User authenticates their bank account using Plaid.
• 3. Withdrawal details passed to XFT, who removes USDX from Company’s XFT Account.
• 4. XFT API sends withdrawal details to XFT’s bank.
• 5. XFT’s bank transfers USD funds to End User’s bank.

Visa

Funds Transfer

Fund dispursement

Payouts

Mobile Push Payment

Settlement